Alternatively, we can explore other finance which you could arrange on the properties, for example, a buy-to-let equity release with existing mortgage which requires monthly payments.

The cashback is yours to use as you wish, however, it may be the perfect way to pay for the setup costs for your lifetime equity release vs mortgage facility.

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Unless you move, you'll face much larger monthly installments down the road, when principal payments are required.


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Many building societies do, however, offer retirement interest-only mortgages, an alternative to equity release.



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To help those considering equity release to make an informed decision, This is Money has partnered with leading adviser Age Partnership+.


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