The lender then applies an interest rate to this loan, which must be paid along with the loan value at the end of the plan.

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Equity release may involve a lifetime mortgage rules mortgage or a home reversion plan, which is secured against your property.

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However, Aviva allows you to make voluntary partial repayments up to a maximum of 10% of the total loan per year.


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As interest rates are typically fixed for life, a financial adviser can show you what the eventual debt may be, based on average life expectancy.


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